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Court upholds "named driver exclusion" in dispute between insurers

After it had to pay a victim's losses, Frankenmuth Insurance Company sued the owner and driver of the at-fault vehicle that had collided with its own insured's home.  It also sued the insurer of the vehicle, Citizens Insurance Company.  Citizens argued that it had the right to void the policy it had written on the car, because the policy was sold with a named exclusion invalidating coverage if the driver, Leonard Poll, operated the car.  The Court held that such named exclusions have been approved in Michigan, and therefore Citizens owed nothing on the claim.

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