Insurer granted summary disposition based on exclusions in policy

In a very brief opinion, the Court of Appeals held that Michael Bobal and Patriot
Restoration, LLC, were foreclosed from bringing an insurance claim against Hastings Mutual and their insurance agent, because the coverage they wanted to purchase "could not possibly" be obtained because of an exclusion.  The judges pointed to a judgment entered in another case but did not explain how it made coverage impossible.