Owner who loans ladder can be sued only for premises liability: and can't be.
A contractor working on the Village Banquet Hall borrowed a step ladder from the owner while he was "framing in" two bathrooms. The ladder slid on ceramic tile, causing the contractor, Sabah Jajo, to fall and break his hip. He sued the owner, claiming it was negligent in loaning him a ladder that was ill-suited to the work he was performing. The Court held that his claim was actually a "premises liability" claim and not a negligence claim. On that basis, the Court held that the owner owed no duty to Jajo because it was "open and obvious" that the ladder was inappropriate for the use to which it was being put.