Woman who falls exiting pickup camper cannot collect PIP benefits
Mary Groulx sought PIP medical benefits from Farmers Insurance Exchange after she fell while leaving her parked pick-up camper. She claimed the benefits under the no fault provision that requires payment of wages and medical where an occupant is injured while entering or exiting a vehicle. The Court rejected her claim, however, ruling that since the pickup was parked and being used as "accommodations" at the time Groulx fell, it was not being "used as a motor vehicle" under the statute. The Court ruled that Groulx was not using the vehicle for it's "transportation" function and therefore the no fault act addressing the "use, ownership or maintenance" of a motor vehicle did not come into play.